Our ServicesFind Loan Products We Offer

Purchase
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application

FHA, Jumbo, and Conventional Loans in Florida
Welcome to the official site of A. Cruz Lending. We are a full-service mortgage company based in Miami, FL. We specialize in FHA, First-time homebuyer, Jumbo, Conventional, and Foreign National Loans in Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options designed to best meet the needs of borrowers. If you're looking for cash out or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes A. Cruz Lending, unique is that we offer the following niche programs as well: Loans for Foreign Nationals, NonQM, ITIN programs, HELOC.
Contact A. Cruz Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.